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Package Holidays and Hotels
If you booked two or more travel services together from one company, you probably have a package holiday, and the company is responsible if things go wrong. You can claim for loss of value, extra costs and loss of enjoyment, and cancel for free if the holiday is significantly changed. Tell the company during the trip, and keep receipts.
At a Glance
Your Rights
What the rules say, with a link to the official source for each.
Is It a Package?
What Counts as a Package
You likely have a package holiday if you booked 2 or more travel services (for example flights and a hotel) for the same trip from one organiser, and the trip lasts over 24 hours or includes an overnight stay. source
Linked and Independent Bookings
Linked arrangements (services from different companies, paid separately) and independent bookings give you fewer rights, and foreign-based companies may not be covered by UK law. Report problems quickly and keep receipts. source
When Things Go Wrong
The Organiser Is Responsible
The organiser is responsible for the travel services in your package, even if other companies provide them (Package Travel and Linked Travel Arrangements Regulations 2018, regulation 15). You must tell the organiser about any problem without undue delay, and they must put it right within a reasonable time that you set, unless that is impossible or disproportionately costly. source
Tell Them Straight Away
Tell the company or travel agent as soon as the problem happens. Citizens Advice warns that if you say nothing until you get home you might get less compensation or none at all. source
Ending the Contract
If the problem substantially affects the package and is not fixed, you can end the contract without a fee. The organiser must also offer an appropriate price reduction for the period of the problem and appropriate compensation for any damage it caused (regulation 16), unless you caused it. source
Claiming Compensation
If something goes wrong you can claim for loss of value, out-of-pocket expenses (keep receipts), a large part of the services not being provided, and loss of enjoyment. Full refunds are rare and apply only if the holiday was completely ruined. source
When No Compensation Is Due
No compensation is due if the holiday matched the booking and you simply did not enjoy it, if the problem was outside the company's control (for example bad weather), or if you have already been compensated. source
Changes and Cancelling
Significant Changes
If the company makes a significant change (for example a different resort) or fails to meet an agreed special request, you can cancel for free and get your money back, or accept an alternative if one is offered. source
Price Rises
Price rises must be notified at the latest 20 days before the package starts, with a justification and calculation. If a rise is more than 8% of the total price, you can end the contract without a termination fee (regulations 10 and 11). Refunds on termination must be paid no later than 14 days afterwards (regulation 14). source
Cancelling Before You Go
You can end a package at any time before it starts, but may be charged a fee. No fee is due if unavoidable and extraordinary circumstances at the destination significantly affect the package (regulation 12). source
Problems at the Destination
Exceptional circumstances at the destination, such as war or a natural disaster, give a full refund but no compensation (Citizens Advice). source
If the Company Fails
If the Organiser Goes Bust
If a package organiser goes bust, check for ATOL, ABTA, ABTOT or BCH protection. Covered customers get a refund if they have not travelled, or a finished holiday and transport home if they are already away. source
Time Limits to Know
Miss a deadline and you can lose a right. Check the dates on your own paperwork.
- Straight awayTell the company about a problemAs soon as it happens, during the trip, not after you get home
- 20 daysWritten notice of a price riseAt least 20 days before departure
- 8%Cancel free if the price rise is over8%
- 14 daysRefund after a cancelled packageWithin 14 days of the cancellation
- 6 yearsLegal claimGenerally 6 years in England and Wales, 5 years in Scotland (not stated on the Citizens Advice pages, so check before you wait)
Where to Go If It Is Not Put Right
Free routes to escalate, and when each one applies.
ABTA Complaint, Mediation or Arbitration
The company is an ABTA member and has not put the problem right. A fee applies for mediation or arbitration.
Card Provider: Section 75 or Chargeback
You paid by card and the company has not put it right. Use the Financial Ombudsman Service if the card provider refuses.
Citizens Advice Consumer Helpline: 0808 223 1133
You are not sure whether you have a package holiday or what to do next.
Small Claims Court
A last resort when the company refuses. It can be slow and costly, so check the time limit first.
Steps to Take
Step 1 of 6
Tell the tour operator, travel agent or hotel about the problem as soon as it happens, and ask for it to be put right on the spot. Note the name and time.
Step 2 of 6
Keep evidence: photos, videos, emails and receipts for any extra costs you had to pay.
Step 3 of 6
After you get home, write to the tour operator's customer services with your booking reference, what went wrong, your evidence and the compensation you want. Keep a copy and send by email or registered post.
Step 4 of 6
If the company is an ABTA member and does not put it right, register a complaint with ABTA and ask for mediation or arbitration (a fee applies).
Step 5 of 6
If you paid by credit card, consider a Section 75 claim against the card provider, or a chargeback for a debit card.
Step 6 of 6
Small claims court is a last resort. Check the time limit first.
(Tap the numbers to reveal steps)
Evidence and Your Letter
Gather your evidence, then build a letter you can send in minutes.
Evidence Checklist
0 of 6 gatheredTap each one when you have it.
Letter Generator
How This Works
- 1
Tick off the evidence you already have, and see what is still missing.
- 2
Answer the letter questions. Your answers fill in the wording for you.
- 3
Copy or download the letter, check every detail, and send it yourself.
A template, not legal advice.
Watch Out For
Common traps and scams to avoid.
Fake booking sites and 'too good to be true' holiday deals that ask for bank transfers. Pay by credit card where you can, and check for ATOL or ABTA protection.
Texts or emails saying your booking has a problem, with a link to 'confirm' your details. Contact the company using the number on your booking.
Waiting until you get home to complain. Report problems during the trip.
Accepting a voucher or credit when you are entitled to a cash refund for a cancelled package.
Recent or changing rules: tap to read
Checked 8 October 2026. The 20-day notice, 8% price-rise limit, 14-day refund, organiser liability and price reduction rules are confirmed in the text of the Package Travel and Linked Travel Arrangements Regulations 2018 as made; later amendments were not checked. The Citizens Advice cancellation page was last reviewed in December 2018. The regulations let the contract limit compensation but not below 3 times the package price (except for personal injury or intentional or negligent damage). No claim time limit appears in the text read, so the 6 and 5 year figures are the general limits and should be checked. Hotel-only bookings are independent bookings with weaker protection.
Want Help?
If you would like one of our team to look at your problem, our initial case review is free. We cannot guarantee any outcome and we do not give legal advice.
Not sure where you stand? Try our action plan tool or the free letter templates.
Sources and official links
- legislation.gov.uk/uksi/2018/634/made Checked 8 October 2026
- citizensadvice.org.uk/consumer/holiday-cancellations-and-compensation/claim-comp Checked 8 October 2026
- citizensadvice.org.uk/consumer/holiday-cancellations-and-compensation/cancelling Checked 8 October 2026