
Guides › Home and Delivery › Furniture and White Goods
Furniture and White Goods
If a sofa, bed, washing machine or other big item is faulty, you have 30 days to reject it for a refund, then a right to a free repair or replacement, then a final right to reject or a price reduction. A fault found in the first six months is presumed to have been there on delivery. Made-to-measure furniture usually has no 14-day change-of-mind right.
At a Glance
Your Rights
What the rules say, with a link to the official source for each.
Faulty Goods
Reject Within 30 Days
Within 30 days of delivery you can usually reject faulty goods and get a refund. You will normally need to show the fault. source
Repair or Replacement
After 30 days you can ask for a repair or replacement at no cost to you. The trader must do it within a reasonable time and without significant inconvenience. source
One Chance to Repair
The trader gets one chance to repair or replace. If that fails or the fault comes back, you can keep the goods and ask for a price reduction, or reject them for a refund. source
Price Reduction
A price reduction is also available if the trader is unreasonably slow, or the repair causes significant inconvenience. source
The First 6 Months
If a fault shows up within six months of delivery, it is presumed to have been there at delivery unless the trader proves otherwise. After six months, you have to show it. source
Time Limit for Claims
You can generally take legal action for goods problems up to 6 years from the problem in England and Wales, and 5 years in Scotland. source
Refunds
Delivery
Late Delivery
If delivery on time was essential, you can cancel and get a refund when it is late. If not, set a new reasonable deadline first. source
Damaged on Arrival
If goods arrive damaged, the retailer is responsible for them until they reach you, or a safe place or neighbour you chose, not the courier. Complain to the retailer. source
Signing for a Delivery
Signing for a delivery does not waive your legal rights. If you can, write 'goods received but not inspected' when you sign, and check the goods as soon as possible. source
Damage on Delivery Claims
Damage on delivery is treated as a faulty goods claim. The retailer should pay to collect damaged goods and refund any extra you paid for a dedicated delivery slot. Report it quickly and take photos straight away. source
Buying Online
Cooling-off Period
Most online and phone orders have a 14-day cooling-off period, but goods that are clearly personalised or made to your specification are excluded. Made-to-measure items for non-standard sizes are an example. source
Paying and Protection
Section 75
If you paid by credit card, or with regulated buy now pay later, Section 75 can let you claim from the card or credit provider as well as the shop. source
If the Retailer Goes Bust
If a retailer goes into administration, your protection depends on how you paid. Section 75 covers a single item costing over £100 bought on a credit card, even if you only paid a deposit on the card. Chargeback on a Visa or Mastercard debit card, or on a credit card for items of £100 or less, is an industry scheme, not a legal right. source
Cash, Cheque or Transfer
With cash, a cheque or a bank transfer you generally have no protection if the retailer goes into administration. You can only claim from the administrator as a creditor, which may recover little. Ask for card payment when ordering furniture in advance. source
Chargeback
For a chargeback, claim within 120 days of realising there is a problem, not from the payment date. Note that date. source
Installation
Shop-arranged Installation
If the shop agrees to install the item, or arranges the installation, it is responsible for the installation being done properly. A badly fitted cooker, washing machine or wardrobe is a breach of your rights, not just bad luck. source
Incorrect Installation
For incorrect installation by the trader, you can require a repair or replacement, including re-installation. If that fails, you can ask for a price reduction or use the final right to reject. The 30-day short-term right to reject does not apply to incorrect installation. source
Repair Costs
If you ask for a repair or replacement, the trader pays the necessary costs, including uninstalling and reinstalling. If you reject the goods for a refund, you may be able to claim for the cost of uninstalling and repairing damage. source
Your Own Installer
If you hire your own installer to fit goods you bought elsewhere, this is treated as a separate services contract, not part of the goods contract. Your claim is against the installer. source
The 30-Day Period
Where the contract includes installation, the 30-day period to reject other faults starts only after the trader has told you the installation is complete (Consumer Rights Act 2015, section 22). source
Deductions After Notice
The same notice starts the six months during which a deduction for use is limited if you reject the goods (section 24). It does not change the six-month presumption that a fault was there at delivery, which runs from delivery (section 19). source
Steps to Take
Step 1 of 9
Stop using the item if the fault is unsafe, and take dated photos or video of the fault, the label and the delivery note.
Step 2 of 9
Check the date it was delivered. Within 30 days, ask for a refund in writing. Between 30 days and six months, ask for a free repair or replacement and say the fault is presumed to have been there at delivery.
Step 3 of 9
Keep a record of every call and email. Give the trader a reasonable deadline to respond, for example 14 days.
Step 4 of 9
If a repair or replacement fails or the fault returns, write again asking for a refund or a price reduction.
Step 5 of 9
If the shop will not help, ask your card provider whether Section 75 applies, and check whether the shop belongs to an alternative dispute resolution scheme.
Step 6 of 9
For a delivery: check the item before the driver leaves if you can, write 'goods received but not inspected' when you sign, and photograph any damage straight away. Tell the retailer in writing, not the courier.
Step 7 of 9
Before ordering furniture in advance, pay by credit card if you can, and ask in writing about cancellation, the deposit and the delivery date.
Step 8 of 9
If a retailer goes into administration, check how you paid for each payment. Claim from your credit card provider under Section 75, or start a chargeback within 120 days, before claiming as a creditor.
Step 9 of 9
Installation: if the shop fitted or arranged the fitting and it is wrong, write to the shop asking it to re-install properly at its cost, and keep photos and the installer's paperwork. If you hired your own installer, complain to them instead.
(Tap the numbers to reveal steps)
Time Limits to Know
Miss a deadline and you can lose a right. Check the dates on your own paperwork.
- 30 daysShort-term right to reject30 days from delivery, or less if the item would not normally last that long
- 6 monthsFault presumed to have been there at deliveryIf found within 6 months of delivery
- 14 daysRefund paidWithin 14 days of the trader agreeing you are entitled to it
- Exceptions14-day cooling-off for online or phone ordersDoes not apply to personalised or made-to-measure goods
- 120 daysChargeback claimWithin 120 days of realising there is a problem
- 6 yearsLegal action for goods problemsGenerally up to 6 years in England and Wales, 5 years in Scotland
- Exceptions30-day short-term right to rejectDoes not apply to faults caused by incorrect installation
Where to Go If It Is Not Put Right
Free routes to escalate, and when each one applies.
The Retailer's Complaints Team
Always start here, in writing, and say which remedy you want.
Your Card or Credit Provider
If you paid by credit card or regulated buy now pay later and the shop will not put it right.
The Administrator, If the Retailer Has Gone into Administration
As a last resort after trying Section 75 or chargeback. It may recover little.
Watch Out For
Common traps and scams to avoid.
Being told the manufacturer's guarantee is your only right. Your rights against the shop are separate and the shop remains responsible.
Warranties or 'care plans' sold at the till that repeat rights you already have. Read what they add before paying.
Large deposits for made-to-measure or special-order furniture with no written delivery date. Ask for it in writing.
Pressure to accept a repair when you are still within 30 days and want a refund.
Being asked to pay a retailer's deposit by bank transfer. It gives you the least protection if the retailer fails.
Recent or changing rules: tap to read
Checked 8 October 2026 against Northern Ireland Business Info and Business Companion (Trading Standards, last reviewed June 2026 for the faulty goods page), Which? on damaged delivery (5 May 2026), MoneySavingExpert on administration (updated 21 August 2026) and Citizens Advice on small claims. The Consumer Rights Act applies across the UK, but some pages are not the main GB advice pages, so people in Scotland should check the Scottish guidance. The Business Companion court limits (five years from finding the fault, ten years from purchase) look specific to Scotland and were left out in favour of the 6 and 5 year limits used across this site. The installation rules come from Trading Standards' Business Companion guidance (September 2015, written for businesses). On 8 October 2026 sections 15, 19, 22, 23 and 24 of the Consumer Rights Act 2015 were checked on legislation.gov.uk (a version dated 26 March 2015, so later amendments were not checked). Section 15 and the repair, replacement and reject remedies for incorrect installation match the guide; the full text of the uninstall and reinstall costs and the separate-installer services contract (section 49) were not seen in the legislation. Which? (1 September 2026) did not address installation. Not covered: installation faults where a third-party installer is hired separately (what claim you have against them), ADR schemes by retailer, extended warranties and care plans, and second-hand goods (see Online Marketplaces). Review again by January 2027.
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Sources and official links
- nibusinessinfo.co.uk/content/what-do-if-problems-arise-supplied-goods Checked 8 October 2026
- businesscompanion.info/node/623/printable/print Checked 8 October 2026
- nibusinessinfo.co.uk/content/exemptions-right-cancel-consumer-contracts Checked 8 October 2026
- fca.org.uk/consumers/buy-now-pay-later Checked 8 October 2026
- which.co.uk/consumer-rights/advice/how-to-complain-if-you-receive-damaged-goods- Checked 8 October 2026
- moneysavingexpert.com/reclaim/company-administration-help/ Checked 8 October 2026
- citizensadvice.org.uk/law-and-courts/legal-system/small-claims/deciding-whether- Checked 8 October 2026
- businesscompanion.info/sites/default/files/CRA-Goods-Guidance-for-Business-Sep-2 Checked 8 October 2026
- legislation.gov.uk/ukpga/2015/15/part/1/2015-03-26/data.xht?view=snippet&wrap=tr Checked 8 October 2026