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Guides › Car Repairs and Garages › Garage Charged More Than the Quote

Garage Charged More Than the Quote

If a garage charges more than was agreed, complain to the garage first with evidence of the agreed price. The garage should get your permission before doing extra work, and if no price was agreed you only pay a reasonable price. If you need your car back, get advice first, then pay and mark the invoice ‘paid under protest’ to show you intend to take it further.

Rules checked with our Car Repairs and Garages guide General information, not legal advice

At a Glance

Permissionthe garage should get before doing extra work
Reasonableprice if no price was agreed
8 weeksfor the garage to give its final answer
Section 75may cover card payments over £100

Your Rights

What the rules say, with a link to the official source for each.

Quotes and Price

  • Charged More Than Agreed

    If a garage charges more than was agreed, complain to the garage first with evidence of the agreed price. The Motor Ombudsman's Service and Repair Code says accredited garages should be upfront and clear about costs before going ahead with the work. source

  • Quotes and Invoices

    You can ask for a written quote or estimate and an itemised invoice for parts and labour. The garage should get your permission before doing extra work, and you can ask for the old parts back. source

  • Price and Timing

    You pay a reasonable price unless a fixed price was agreed, and the work must be finished within the agreed time or, if none was set, within a reasonable time. source

Paying

  • Paying to Get Your Car Back

    If you need to settle the bill to get your car back, pay it and mark every invoice 'paid under protest' to show you intend to take it further. The Motor Ombudsman page does not say whether you can refuse to pay or whether a garage can keep your car, so get advice first. source

  • Paying Under Protest

    Do not pay under protest without getting advice first from Citizens Advice, or Advice Direct Scotland. It can be needed to recover a vehicle the garage is holding until you pay, but get advice first. source

  • Section 75

    If a card payment was over £100 and up to £30,000, Section 75 of the Consumer Credit Act 1974 may apply. Debit card or lower-value payments may be covered by chargeback. source

Time Limits to Know

Miss a deadline and you can lose a right. Check the dates on your own paperwork.

  • 8 weeks
    Garage's final answer on a complaintUp to 8 weeks, before going to The Motor Ombudsman
  • £100 to £30,000
    Section 75 for card paymentsOver £100 and up to £30,000

Steps to Take

Step 1 of 5

Find the quote, estimate or message showing the agreed price.

Step 2 of 5

Ask for an itemised invoice for parts and labour, and the old parts back.

Step 3 of 5

Complain to the garage in writing with evidence of the agreed price. Our free letter templates can write it for you.

Step 4 of 5

If you must pay to get your car back, get advice first, then mark the invoice ‘paid under protest’.

Step 5 of 5

If the garage is accredited to The Motor Ombudsman, go there after its final answer or 8 weeks. If you paid by card, ask about Section 75 or chargeback.

(Tap the numbers to reveal steps)

Where to Go If It Is Not Put Right

Your options, in order, and when each one applies.

The Garage's Complaints Process

Always start here, in writing.

The Motor Ombudsman

If the garage is accredited, after its final response or 8 weeks.

Your Card Provider

If you paid by card: Section 75 over £100, chargeback for other card payments.

Citizens Advice or Advice Direct Scotland

Before paying under protest, or if you are not sure of your rights.

Good to Know

Small things that make your complaint stronger.

Ask for a written quote before any work starts, and ask the garage to call you before doing anything extra.

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Luke Marley

Lead reviewer

Luke Marley

Founder and Lead Reviewer

Luke founded CPUK in 2026 after seeing how hard it is for ordinary people to get problems with companies put right. He oversees our guides and checks them against official sources.

Research by Katie Burt, Co-founder and Operations Lead (17 years in the care sector, including managing services for vulnerable adults), and the CPUK Research Team. Researched with AI-assisted research tools, then checked and corrected by our team.

Last checked: 12 October 2026. We are not paid by the companies we write about. Adverts never affect our guidance. Read our editorial policy.

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