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Guides › Buying a Car › Returning a Car Bought Online or by Phone

Returning a Car Bought Online or by Phone

If you buy a car from a dealer online or by phone, you generally have 14 days to cancel, starting the day after you receive it, and a further 14 days to return it. There is no automatic right to cancel a showroom purchase. Separately, if the car is faulty you can reject it for a full refund within 30 days.

Rules checked with our Buying a Car guide General information, not legal advice

At a Glance

14 daysto cancel a car bought online or by phone from a dealer
14 daysmore to return it after you cancel
30 daysto reject a faulty car for a full refund

Your Rights

What the rules say, with a link to the official source for each.

Cancelling a Distance Purchase

  • Buying Online or by Phone

    If you buy a car at a distance (online or by phone) from a dealer you generally have a 14-day cancellation right under the Consumer Contracts Regulations 2013, starting the day after you receive the goods; you have a further 14 days to return it. There is no automatic right in a showroom purchase. source

If the Car Is Faulty

  • Quality and Description

    Dealer sales: goods must be of satisfactory quality, fit for purpose and as described (Consumer Rights Act 2015). If a car fails these tests you have a short-term right to reject and get a full refund within 30 days, counted from when ownership, delivery and any installation are complete (s.22). source

  • After 30 days

    After the 30 days you can ask for a free repair or replacement; the trader normally gets one attempt, after which you can claim a price reduction or the final right to reject (s.19). source

  • First 6 Months

    For the first 6 months a fault is presumed to have been there at delivery unless the dealer proves otherwise; after 6 months you must show the fault was already present (s.19(15)). source

  • Deductions for Use

    For motor vehicles the dealer may reduce a final-right-to-reject refund by a deduction for your use, including in the first 6 months, which is the exception to the general no-deduction rule in s.24. source

Time Limits to Know

Miss a deadline and you can lose a right. Check the dates on your own paperwork.

  • 14 days
    Cancelling an online or phone purchase from a dealer14 days to notify from the day after delivery, then 14 days to return the goods
  • 30 days
    Short-term right to reject a faulty car bought from a dealer30 days beginning the day after ownership, delivery and any installation are complete
  • 6 months
    Faults presumed present at deliveryFirst 6 months from delivery

Steps to Take

Step 1 of 5

Check how you bought: online or by phone from a dealer, not in the showroom.

Step 2 of 5

Count 14 days from the day after the car was delivered. Tell the dealer in writing that you are cancelling. Our free letter templates can write it for you.

Step 3 of 5

Arrange the return within the next 14 days and keep proof.

Step 4 of 5

If the car is faulty, say so: within 30 days you can reject it for a full refund.

Step 5 of 5

If the dealer refuses and is accredited, go to The Motor Ombudsman after eight weeks.

(Tap the numbers to reveal steps)

Where to Go If It Is Not Put Right

Your options, in order, and when each one applies.

The Motor Ombudsman

Dealer is accredited to one of its codes (for example Vehicle Sales Code) and you have given it 8 weeks or received a final response. It does not deal with car finance claims.

Card Provider (Section 75 / Chargeback)

You paid at least part by credit card for a car priced over 100 pounds and up to 30,000 pounds, or by debit card for chargeback.

Citizens Advice Consumer Service

Free advice and referral to Trading Standards.

Good to Know

Small things that make your complaint stronger.

Cancelling and rejecting a faulty car are different rights. Say which one you are using in your letter.

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Luke Marley

Lead reviewer

Luke Marley

Founder and Lead Reviewer

Luke founded CPUK in 2026 after seeing how hard it is for ordinary people to get problems with companies put right. He oversees our guides and checks them against official sources.

Research by Katie Burt, Co-founder and Operations Lead (17 years in the care sector, including managing services for vulnerable adults), and the CPUK Research Team. Researched with AI-assisted research tools, then checked and corrected by our team.

Last checked: 12 October 2026. We are not paid by the companies we write about. Adverts never affect our guidance. Read our editorial policy.

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