:root{--navy:#0b1a30;--blue:#0056b3;--lb:#e6f0fa;--bg:#f8fafc;--grey:#4a5568;--line:#e2e8f0}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:#333;background:#fff;line-height:1.6}
a{color:var(--blue)}
img,svg{max-width:100%}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.topstrip{background:var(--navy);color:#cbd5e0;font-size:13px}
.topstrip .wrap{display:flex;flex-wrap:wrap;gap:6px 22px;justify-content:space-between;padding-top:8px;padding-bottom:8px}
.topstrip a{color:#fff;text-decoration:none}
header.site{background:#000;position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;letter-spacing:.5px;font-size:20px}
.logo svg{width:30px;height:30px;stroke:var(--blue);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.logo small{display:block;font-size:10px;font-weight:600;letter-spacing:1.5px;color:#a0aec0;text-transform:uppercase}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px}
nav.main a{display:block;color:#fff;text-decoration:none;padding:8px 12px;font-size:14px;border-radius:4px}
nav.main a:hover,nav.main a.on{background:#1a2a44}
#nt{display:none}
.burger{display:none;color:#fff;cursor:pointer;padding:8px;font-size:26px;line-height:1}
@media(max-width:900px){.burger{display:block}nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#000;border-top:1px solid #222}nav.main ul{flex-direction:column;padding:8px 20px 16px}#nt:checked~nav.main{display:block}}
.hero{background:linear-gradient(135deg,#0b1a30 0%,#12294d 100%);color:#fff;padding:70px 0}
.hero h1{font-size:42px;line-height:1.15;margin:0 0 18px;font-weight:800;letter-spacing:-.5px;max-width:760px}
.hero p{font-size:18px;color:#cbd5e0;max-width:700px;margin:0 0 28px}
.tag{display:inline-block;font-size:11px;font-weight:700;letter-spacing:1.5px;color:var(--blue);background:var(--lb);padding:6px 14px;border-radius:20px;margin-bottom:18px;text-transform:uppercase}
.hero .tag{background:rgba(255,255,255,.12);color:#fff}
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;padding:14px 26px;border-radius:6px;font-weight:700;border:0;font-size:16px;cursor:pointer}
.btn:hover{background:#00428a}
.btn.alt{background:#fff;color:var(--navy)}
.btn.alt:hover{background:var(--lb)}
.btns{display:flex;flex-wrap:wrap;gap:12px}
section.s{padding:64px 0}
section.s.alt{background:var(--bg)}
section.s.dark{background:var(--navy);color:#fff}
section.s.dark p{color:#cbd5e0}
h2{font-size:32px;line-height:1.2;color:var(--navy);margin:0 0 14px;font-weight:800;text-transform:uppercase;letter-spacing:.5px}
.dark h2{color:#fff}
.lead{font-size:17px;color:var(--grey);max-width:820px;margin:0 0 36px}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:950px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}h2{font-size:26px}.hero h1{font-size:32px}.hero{padding:48px 0}section.s{padding:44px 0}}
.card{background:var(--bg);border-left:4px solid var(--blue);border-radius:0 8px 8px 0;padding:22px 20px;box-shadow:0 1px 3px rgba(0,0,0,.04)}
.alt .card{background:#fff}
.card h3{margin:0 0 8px;font-size:17px;color:var(--navy)}
.card p{margin:0;font-size:14.5px;color:var(--grey)}
.ico{width:46px;height:46px;border-radius:10px;background:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.ico svg{width:24px;height:24px;stroke:var(--blue);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.step{display:flex;gap:18px;align-items:flex-start}
.num{flex:0 0 auto;width:48px;height:48px;border-radius:50%;background:var(--navy);color:var(--blue);font-weight:800;font-size:18px;display:flex;align-items:center;justify-content:center}
.banner{background:var(--navy);color:#fff;border-radius:10px;padding:26px 30px;margin-top:36px;font-weight:500}
.banner.light{background:var(--lb);color:var(--navy)}
.stat{display:flex;gap:30px;flex-wrap:wrap}
.chip{background:var(--lb);color:var(--navy);border-radius:20px;padding:6px 14px;font-size:13px;font-weight:600}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
@media(max-width:800px){.split{grid-template-columns:1fr;gap:26px}}
form.f{background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px;max-width:760px}
form.f label{display:block;font-weight:600;font-size:14px;color:var(--navy);margin:16px 0 6px}
form.f input[type=text],form.f input[type=email],form.f input[type=tel],form.f input[type=date],form.f select,form.f textarea{width:100%;font:inherit;padding:12px;border:1px solid #cbd5e0;border-radius:6px;background:#fff}
form.f textarea{min-height:140px}
form.f .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:620px){form.f .row{grid-template-columns:1fr}}
form.f .chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin-top:18px}
form.f .chk input{margin-top:5px}
.hp{position:absolute;left:-9999px}
.note{font-size:13px;color:#718096}
.quote{font-size:15px;color:var(--grey)}
.who{display:flex;align-items:center;gap:12px;border-top:1px solid var(--line);margin-top:16px;padding-top:14px}
.av{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px}
.stars{color:#dd6b20;letter-spacing:1px;font-size:12px}
footer.site{background:var(--navy);color:#fff;padding:56px 0 24px}
footer.site .fg{display:grid;grid-template-columns:1.2fr .9fr .9fr 1fr;gap:36px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.12)}
@media(max-width:900px){footer.site .fg{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){footer.site .fg{grid-template-columns:1fr}}
footer.site h3{font-size:14px;text-transform:uppercase;letter-spacing:1.5px;margin:0 0 16px;padding-bottom:8px;border-bottom:2px solid rgba(255,255,255,.12)}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:10px;font-size:14px}
footer.site a{color:#a0aec0;text-decoration:none}footer.site a:hover{color:#fff;text-decoration:underline}
footer.site p{font-size:13.5px;color:#a0aec0}
.badge{display:inline-block;font-size:11px;font-weight:700;color:#63b3ed;border:1px solid rgba(99,179,237,.4);padding:5px 12px;border-radius:4px;text-transform:uppercase;letter-spacing:.5px}
.disc{font-size:12px;color:#8fa0b5;padding:24px 0 0}
.fb{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;font-size:12px;color:#8fa0b5;margin-top:14px}
.page-head{background:linear-gradient(135deg,#0b1a30,#12294d);color:#fff;padding:54px 0}
.page-head h1{margin:0 0 10px;font-size:38px;font-weight:800}
.page-head p{margin:0;color:#cbd5e0;max-width:720px;font-size:17px}
@media(max-width:620px){.page-head h1{font-size:28px}}
ul.tick{list-style:none;padding:0;margin:0}
ul.tick li{padding-left:28px;position:relative;margin-bottom:10px;color:var(--grey)}
ul.tick li:before{content:"\25C6";position:absolute;left:0;color:var(--blue);font-size:12px;top:3px}
.split.f2{grid-template-columns:2fr 1fr}
@media(max-width:800px){.split.f2{grid-template-columns:1fr}}
form.f{max-width:none}
details.faq{background:var(--bg);border:1px solid var(--line);border-radius:8px;margin-bottom:12px;padding:0 18px}
details.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none}
details.faq summary:after{content:"+";float:right;color:var(--blue);font-size:20px}
details.faq[open] summary:after{content:"\2212"}
details.faq p{margin:0 0 16px;color:var(--grey)}
@media(max-width:1100px){.burger{display:block}nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#000;border-top:1px solid #222}nav.main ul{flex-direction:column;padding:8px 20px 16px}#nt:checked~nav.main{display:block}}
header.site .wrap{position:relative}
nav.main a{white-space:nowrap;padding:8px 9px;font-size:13.5px}
.logo small{white-space:nowrap}
@media(max-width:1200px){.burger{display:block}nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#000;border-top:1px solid #222}nav.main ul{flex-direction:column;padding:8px 20px 16px}nav.main a{font-size:15px;padding:10px 12px}#nt:checked~nav.main{display:block}}
/* ===== Blue / navy / white theme overrides ===== */
:root{--sky:#63b3ed;--bright:#2b6cb0}
body{font-size:17px;color:#2d3748}
.topstrip{background:#071324}
header.site{background:#0b1a30;border-bottom:1px solid #1e3358}
.logo svg{stroke:var(--sky)}
nav.main a:hover,nav.main a.on{background:#16305a}
@media(max-width:1200px){nav.main{background:#0b1a30;border-top:1px solid #1e3358}}
.hero{background:linear-gradient(135deg,#0b1a30 0%,#0f2a54 60%,#12408a 100%);padding-bottom:72px}
.page-head{background:linear-gradient(135deg,#0b1a30 0%,#0f2a54 70%,#12408a 100%)}
.hero .tag{background:rgba(99,179,237,.18);color:#bee3f8}
h2{text-transform:none;letter-spacing:0;font-size:34px}
@media(max-width:620px){h2{font-size:27px}}
.lead{font-size:18px;line-height:1.7}
.card p{font-size:15.5px}
.card h3{font-size:18px}
.ico{background:var(--lb)}
.ico svg{stroke:var(--blue)}
.num{background:var(--blue);color:#fff}
.dark .card{background:rgba(255,255,255,.07);border-left-color:var(--sky);box-shadow:none}
.dark .card h3{color:#fff}.dark .card p{color:#cbd5e0}
.dark .num{background:var(--sky);color:#0b1a30}
.dark .lead{color:#cbd5e0}
.dark ul.tick li{color:#e2e8f0}.dark ul.tick li:before{color:var(--sky)}
.dark .tag{background:rgba(99,179,237,.18);color:#bee3f8}
section.s.blue{background:linear-gradient(135deg,#0056b3,#12408a);color:#fff}
.blue h2{color:#fff}.blue p{color:#e6f0fa}
.blue .btn{background:#0b1a30}.blue .btn:hover{background:#071324}
.blue .btn.alt{background:#fff;color:#0b1a30}
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust .wrap{display:flex;flex-wrap:wrap;gap:10px 30px;justify-content:center;padding-top:20px;padding-bottom:20px;font-weight:600;color:var(--navy);font-size:15px}
.trust span{white-space:nowrap}
section.s.alt{background:#eef4fb}
.card{box-shadow:0 2px 8px rgba(11,26,48,.06)}
.alt .card{background:#fff}
.banner.light{background:#e6f0fa}
.sticky{display:none}
@media(max-width:700px){.sticky{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;background:var(--blue);color:#fff;text-align:center;padding:14px;border-radius:8px;font-weight:700;text-decoration:none;box-shadow:0 4px 14px rgba(0,0,0,.3)}body{padding-bottom:76px}.hero{clip-path:none;padding-bottom:48px}}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #63b3ed;outline-offset:2px}
.btn{box-shadow:0 2px 6px rgba(0,0,0,.15)}
.chip{background:var(--lb)}
.logo img{width:auto;height:45px;display:block;filter:drop-shadow(0 1px 3px rgba(0,0,0,.4))}

/* ===== Layout variety ===== */
.feat{gap:0}.feat .card{background:transparent!important;border:0;box-shadow:none;border-radius:0;padding:8px 28px 8px 0;margin-right:28px;border-right:1px solid #cfdceb}
.feat .card:nth-child(3n){border-right:0;margin-right:0}
.feat .ico{background:var(--blue);border-radius:50%;width:52px;height:52px}.feat .ico svg{stroke:#fff}
.feat .card:nth-child(n+4){margin-top:26px;padding-top:26px;border-top:1px solid #cfdceb}
.tiles{gap:16px}.tiles .card{text-align:center;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:10px;padding:26px 18px;transition:transform .15s,box-shadow .15s}
.tiles .card:hover{transform:translateY(-3px);box-shadow:0 8px 22px rgba(11,26,48,.12)}
.tiles .ico{margin:0 auto 14px;background:var(--navy)}.tiles .ico svg{stroke:#fff}.tiles .card p{font-size:14.5px}
.s.c>.wrap>h2,.s.c>.wrap>.lead{text-align:center;margin-left:auto;margin-right:auto}
.tl{gap:26px;position:relative}.tl .card.step{flex-direction:column;gap:14px;background:transparent!important;border:0;border-top:3px solid var(--sky);border-radius:0;box-shadow:none;padding:22px 4px 0 0}
.tl .num{width:56px;height:56px;font-size:22px}
.rows{gap:0 48px}.rows .card{display:grid;grid-template-columns:56px 1fr;column-gap:18px;align-items:start;background:transparent!important;border:0;border-bottom:1px solid #cfdceb;border-radius:0;box-shadow:none;padding:20px 0}
.rows .card .ico{grid-row:1/3;margin:0}.rows .card h3{margin:0 0 4px}
.rows.one{grid-template-columns:1fr;max-width:900px}.rows.one .card{grid-template-columns:64px 1fr}.rows.one .card p{font-size:16.5px;line-height:1.7}
@media(max-width:950px){.tl{grid-template-columns:repeat(2,1fr)}.feat .card,.feat .card:nth-child(3n){border-right:0;margin-right:0}.rows{grid-template-columns:1fr}}
@media(max-width:620px){.tl{grid-template-columns:1fr}.feat .card:nth-child(n+2){margin-top:20px;padding-top:20px;border-top:1px solid #cfdceb}.rows .card{grid-template-columns:48px 1fr}}

.quotes .card{border:0;border-radius:12px;padding:34px 32px 26px;position:relative;box-shadow:0 6px 24px rgba(11,26,48,.08)}
.quotes .card:before{content:"\201C";position:absolute;top:2px;left:22px;font-size:84px;line-height:1;color:var(--sky);font-family:Georgia,serif}
.quotes .quote{padding-top:30px;font-size:18px;line-height:1.7;color:var(--navy)}
.tbl{width:100%;border-collapse:collapse;margin:8px 0 12px;font-size:16px}
.tbl th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px}
.tbl td{padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top;color:var(--grey)}
.tbl tr:nth-child(even) td{background:#f4f8fc}
.rows .card h3 a{color:var(--navy);text-decoration:none}.rows .card h3 a:hover{color:var(--blue);text-decoration:underline}
@media(max-width:620px){.tbl{font-size:14.5px}.tbl th,.tbl td{padding:9px 8px}}

.ico,.tiles .ico,.feat .ico{background:linear-gradient(135deg,#0b3d91 0%,#0056b3 55%,#2b6cb0 100%);box-shadow:0 6px 14px rgba(0,86,179,.28),inset 0 1px 0 rgba(255,255,255,.25)}
.ico svg,.tiles .ico svg,.feat .ico svg{stroke:#fff}
.ico{border-radius:14px}.feat .ico{border-radius:50%}
.dark .ico{background:linear-gradient(135deg,#2b6cb0,#63b3ed);box-shadow:0 6px 14px rgba(0,0,0,.3)}

/* Company page: rectangular logo card in the banner (v45d) */
.page-head.has-logo .wrap{display:flex;align-items:center;justify-content:space-between;gap:32px}
.page-head.has-logo .ph-text{flex:1 1 auto;min-width:0}
.ph-logo{flex:0 0 auto;width:300px;height:124px;background:#fff;border-radius:16px;padding:18px 24px;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 28px rgba(0,0,0,.28)}
.ph-logo img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;display:block}
@media(max-width:760px){.page-head.has-logo .wrap{flex-direction:column-reverse;align-items:flex-start;gap:20px}.ph-logo{width:220px;height:92px;padding:12px 16px;border-radius:12px}}
.ph-logo.ph-sq img{max-height:88px;max-width:88px}
@media(max-width:760px){.ph-logo.ph-sq img{max-height:68px;max-width:68px}}